Can you have Auto insurance with Two different company under the same person?

Can you have Auto insurance with Two different company under the same person?In Canada – no.

Do you have to live in the same household to have another person on your auto insurance?

No. I had a friend who collective the car insurance with me and he used to live in another county.

What are the differences inbetween liability rates inbetween different auto insurance companies?

There are too many differences to reaction that question. To many variables that affect premiums.

What is the best auto insurance company?

“Best” is often a function of one’s practice with the company. There are many very fine auto insurance companies-some big and some puny. The manner in which claims are treated is often the way in which consumers judge insurers. Not all insurance companies write business in all states. It is critical that you deal only with a company that is licensed (“authorized”) to transact business in your state. You can determine this by contacting the State Insurance regulator in the Capitol of your state. To name a few, some reputable auto insurers include: State Farm Allstate USAA Progressive GEICO FarmersThere are many others. You would be well advised to consult with a licensed agent or broker in your area.

Who cancels an old auto insurance policy when you switch to a fresh policy under a different company?

Response .
The policyholder should contact the insurance company and cancel the policy – you might get a partial refund if the premiums are paid up-to-date!

What if you were under one insurance with a illness and your company switch to a different insurance company?

The HIPPA act comes to your rescue. It generally says that provided there hasn’t been over 30 days of separation inbetween coverage ( might be 60 days but I think it’s 30) then any time spent with the previous coverage shall be applied to any pre-existing period on the fresh policy. So for example a standard pre-existing clause might state anything diagnosed, treated, or a prudent person would have sought treatment forwithin the 12 months before the effective datewill not be covered for the very first12 monthsfrom the effective date. However, if you’ve been on the previous policy (without stated separation) for 12 months or longer then your waiting period (underlined above) would be diminished to 12 months in essence leaving you with NO pre-existing clause. If you’ve been on the coverage for 6 months then your waiting period is diminished to 6 months; on previous coverage for Ten months then diminished to Two months, etc. However, if you met a deductible already with the previous coverage then you may have to meet the deductible with the fresh coverage but I’ve seen where some policies, especially HSA compatible plans (HDIP), will honor dollars already spent towards a previous deductible so it’s a valid question to ask the fresh carrier’s rep or HR rep.

What is the umbrella under auto insurance?

Umbrella insurance, also referred to as a Private Liability Umbrella policy, is a policy that provides extra liability insurance coverage over your vehicles, recreational vehicles, boats, home and more. An umbrella policy will protect you against gaps in coverage and are designed to protect you in the event you face a large liability claim because of harm or injuries you are found responsible of causing. Your umbrella rates will depend on how many underlying policies you are covering. Those with just a vehicle and a property insurance policy will pay less than those with recreational vehicles, boats, and more.

Can my beau and i join our auto insurance policies if they’re from the same company Geico?

Yes, as long as you have been in a committed relationship for at least 6 months.

Individual Injury occurred after auto accident The person who caused it is insured through same insurance company as mine How do you seek resoulution for injury?

You would need to consult a lawyer to determine potential settlement. Some lawyers give free case evaluations

Can a person hold life insurances policies with different companies?

Keep in mind that you may wish to keep the eggs in one basket as it WILL save you money. There is something called “Banding” which basically means that the more death benefit you have in one policy the lower the cost per thousand..
In addition, each policy has an annual policy fee of $50 or so. So in the following example you would lose out big time in the cost/$1000 but would also pay in excess of $500 annually in policy fees spread over the Ten policies. Your best bet when working with any insurance program, find and work with a reputable broker!.
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Yes, you can hold as many life insurance policies you want, and spread your eggs in many baskets..
There is a concern that your applications could be rejected if you risk being “overinsured”. That means the Underwriter reviewing your application will look at your net worth and other info, and determine a maxiumum dollar amount that they will suggest. It has to make sense because nobody wants somebody worth more dead than alive..
A company called the MIB is a clearinghouse that permits all insurance companies to see any previous activity, sort of like a credit report on your insurance applications. Say you qualify for $1,000,000 of insurance, you could get $100,000 at ten different companies (or however you want to split it up). Each company can determine the maximum they think you should have, it’s not a ideal science..
It can also raise crimson flags to insurance companies if they see you are applying all over the place. Be ready to explain why. They might worry that you either have an unscrupulous agent churning or twisting your policies, or that you have a terminal health problem..

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If you are wary of a company you might have insurance with already, you can take your business to another company. (Let the fresh agent help you with the transfer paperwork…don’t go cashing in your policy on your own, if you plan to take another policy out somewhere else! There’s something called a 1035 exchange that keeps you from experiencing a tax consequence, like you would if you liquidated the money from your retirement plan early.)

Can you have renter’s insurance with a different company than your auto insurance?

Yes, you can. However, you may want to shop around since many companies will give you a discount when you have numerous products with them. Also, should you have an event that involves both, then you have to only deal with one company.

Can you be covered for auto insurance under two different auto policies?

Numerous Auto Insurance Policies. Yes it is not uncommon, you can have numerous Auto Policies in place. But you can not receive dual compensation as that would be illegal. If you wound up with Two policies by accident and you intended to cancel one then the newer policy is considered primary. If you have numerous policies for extra protection then you need to rely on policy language, intent and purpose as well as your state regulation to determine which policy is primary. Your agent should be able to clarify this for you. In most US State jurisdictions if both policies are valid and policy language does not specify position then by default the policy with the broadest scope of coverage becomes primary and the other secondary coverage. Secondary coverage invokes when the boundaries of the primary policy are weary. When economy is an issue it usually is cheaper to combine coverages with a single auto policy. Extended coverage may be better served by a private umbrella policy. ResponseSince auto insurance typically cover a vehicle, I am assuming you are using an example in which you are driving another vehicle insured by someone else. You, yourself, also carry insurance. In this case, then the vehicle involved with the accident will be the primary insurance in the claim. Your policy would be the secondary. If you what you mean is that you have accidentally gotten two different policies for two different cars, then you need to combine everything and have one policy for all cars in the household that you own. I know that there are times when a dealership has you get insurance to get off of the lot…or your agent isn’t available…but you need one policy for all of your wielded vehicles. If you have numerous policies for your cars, you could have claim problems and coverage conflicts, as each policy could have different thresholds and coverages. If what you’re telling is that you have two different policies for the same car, then you will certainly have claim issues, as all carriers report all claims to CLUE (Comprehensive Loss Underwriting Exchange) and will see your claims for the same vehicle under a different policy. It could be considered fraud and you could get into some hot water, as the claims unit may think you’re attempting to build up a dual claim benefit from one incident. this is specifically prohibited if you read the policy contract wording in those many pages you get with the package of papers at each renewal. You truly should have ONE policy. Hope this helps…

Can a car be insured by two different companies at the same time?

Yes, you can buy as many insurance policies as you like. But youcan not make the same claim with numerous companies for the sameloss or that could potentially constitute a fraud. Your mainInsurance policy ( typically that with the broadest coverage wouldbe considered your primary coverage. Other policies (TrailingCoverage) can invoke if the loss you suffer exceeds the boundaries ofthe Primary Policy.

Can you have Auto insurance with Two different company under the same person?

How does a radar speeding ticket affect your auto insurance in Maryland for a person under Legal?

If you do not go to traffic school to get the ticket eliminated from your record then yes it can affect your rates. However depending on the length of time you have had your insurance, the company, and your specific policy, then your insurance company can choose not to switch your rates.

In Texas can someone living in the same household be covered under one auto insurance?

yes, but it may depend on your insurance company’s polacy as well as Texas state laws.

Can auto insurance company drop an insured person who has a suspended license?

You will just have to contact your insurance company and ask them. Some companies will drop your policy while others will not.

Who is covered under auto insurance?

Covered PersonsAuto Insurance covers the Named Insured(s) as defined by the policy. It may provide property coverage as well as medical coverages. It will almost always provide Liability coverage. Some policy forms extend coverage to other permitted drivers while some policies will not. For example a Named Driver policy extends no coverage for other drivers at all. It all depends on the type of policy you buy. Insurance is not for cars it is for the protection of the people who own and drive them. Your Insurance Agent can usually explain coverages and recommend the right policy for you. Blessed Motoring.

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What is the difference inbetween Individual Auto Insurance and Business Auto Insurance?

Individual auto insurance is a policy to protect you and your family individually. A business auto policy will cover commercial vehicles and your employees using there vehicles while working if you choose. A business auto policy is more ala cart where you can add or subtract coverages as needed. For useful information look at http:/www.quotematcher.com/blog

Is insurance cheaper if you buy home insurance life insurance and auto insurance from the same company?

In most cases, your insurance rates will be cheaper if you use the same provider for both homeowners and auto insurance. By proving to your provider that you value their service and are committed to them, they will prize you for being a loyal customer. You should talk to your agent if you are interested in doing this.

What is the difference inbetween Business auto insurance vs private auto insurance?

Business auto insurance coverages commercial vehicles or vehicles used for work. Individual auto insurance coverages a individual automobile that is not used for work related activities.

What can I do if both me and the insurance company can’t get into contact with the person at fault of the auto accident.?

Hopefully the Police can provide the info, if not hopefully your insurance company can. You may end up filing a lawsuit, with all the expense, to force the government to release the contact info.

Can Two people in different states be on same auto insurance policy?

It is up to the policy holder. When I had to stay with my aunt for a long time we kept my insurance in my state of origin. It works too when you have a child in college and you are in another state. Contact insurance agent or insurance company to verify.

Does the auto insurance company notify of an accident if a person was driving under another person’s name who is paying for the insurance?

If what you are asking is whether the insurer notifies the insured that the person was driving under his/her name when a collision occurs, the issue will most likely not arise until a very first or a third-party claim is made. At that time, the insurer will investigate, and will need to know the identities of the parties involved. If the person who was driving was not listed on the application/policy as an authorized user of the car, coverage will most likely be denied. This is because a premium was not paid to insure that person. Premium is based upon various risk factors individual to the person/people to be insured, and this person’s risk factors would not have been able to be considered by the insurer, and therefore, no premium calculated or paid.

Can Two people hold two life insurance policies on 1 person with the same company?

Yes, provided that each person has an insurable interest in the life of the insured. An “insurable interest” is essentially a “stake” in the continued life of the person insured. It can be based upon financial dependence, familial relationship, business relationships (such as a playmate having an insurable interest in the life of another fucking partner), and in most states, “love and affection”.

Can a person be insured on Two different vehicles at different addresses?

why not? if you can insure Two houses at different addresses then these are Two cars at different addresses. will have to check tho’. Attempt different insurers

What companies have the cheapest auto insurance?

Progressive Auto Insurance is by far the cheapest auto insurance I have personally found for myself. They give you sensational savings and discounts for signing up online which can save you tons of money!

Can you have Auto insurance with Two different company under the same person?

Which auto insurance company is the best?

The best auto insurance company is state farm. but this is just my opinion. You may find that the best for you is all state. it is truly just a matter or preference.

Is AAA an auto insurance company?

AAA is an insurance AGENCY. Not an Insurance Company. The AAA insurance company is now possessed by a Spainish Insurance Company named MAPFRE.

Is Geico an auto insurance company?

Geico does suggest auto insurance through their website and information on how to contact them with questions.

Why do auto insurance quotes for the same driver and circumstance differ so much inbetween companys?

Auto quote vary because each individual company places different priority on basic factors of your individual profile. One company may take your age into account more than anything else (except driving history, of course) while another may look at your credit scores in determining your rate.

Does a private speeding ticket affect the auto insurance of the company you drive for?

Yes, the driving record of employees who drive company vehicles is an significant factor for commercial auto insurance. Often times, employers will pull the driving records of their employees periodically to make certain they will not become a problem. As a matter of total disclosure, I own and operate a petite Independent Insurance Agency for the past 22 years and worked as an agent for direct writers for Trio years prior to that.

Can a auto insurance company ask for proof of repair from hail. from Two years ago from a different insurance company?

As to auto insurance, the insurer will not suggest physical harm coverage on a vehicle that presently has harm. And they surely should not have to pay for a claim that was already paid for two years ago. Insurers may have access to a centralized claims registry, at least as to claims that resulted in significant harm and therefore, fine repair expense. A fresh insurer is not responsible for harm that occurred before its policy went into force. Therefore, it will want to know the condition of the property as of the effective date of its policy. This is usually done by having an inspection of the property done, usually at the insurer’s expense. Part of that inspection will likely involve questions about prior harm. It is significant to be truthful in the answers. The insurance company bases its decision to insure and the premium that it charges, based on its assessment of the risk. This includes these kinds of questions. If the answers are not truthful, the insured runs the risk of the insurer canceling the policy based upon “material misrepresentations”. A material misrepresentation is a misrepresentation that the insured relied upon to its detriment by issuing a policy that it would not have issued, or charging a premium lower than it would have charged had it known the truth.

Can your son insure your car with a different company with same definitions?

In most U.S. states anyone can insure a car for liability purposes, But it is unlawful to insure the property of another or property in which one does not have an insurable interest. So, if your son wants to buy utter coverage on your car, he would have to list the proprietor on the policy as well for it to be a legal strapping insurance contract. Otherwise, if the vehicle was bruised and the insurance company detects that your son is not the legal holder, they would be required by law to deny payment for the sustained damages since he is not the proprietor.

Are you entitled to any compensation when in a auto accident where both parties have same insurance company?

Two different policies paid for by two different people! You may have to hire outside legal help to make it happen, however.

Is insurance under writing different from insurance companies?

Insurance under writing is the process in which under writer check the risk of the customer and charge him a premium .Insurance companies are those which gie you protection against risk and compansate your loss at the time of accident

How many different auto insurance companies are there?

There are innumerable auto insurance companies. Those include Geiko, USAA, State Farm, Progressive, Safe Light Auto, the General and many others. Some are national and some are local.

Can you have a different auto insurance company than wifey and daughter?

This would not be advisable. When all vehicles are included each gets a multicar discount which is usually 20 percent or more. I cannot see any advantage to having separate policies since each policy requires all household members and any drivers to be listed on both policies.

Can you have auto insurance on 1 auto and a different company for a 2nd auto?

There is no bar that you have both autos insured in the same insurance company.You are at liberty to choose different co for your 2nd auto.

Can you have Auto insurance with Two different company under the same person?

What does it mean when your auto insurance company wants to put your policy under indemnity?

I don’t believe it was explained to you correctly. You most likely received a notice of cancellation from your insurance company and someone in the office told you they were going to put you in their indemnity company. Many direct writer insurance companies have a 2nd company that they either have a totally different name or it may have a similar name to the main company. Allstate for example has Allstate Insurance Company and Allstate Indemnity Insurance for people who have had too many claims or tickets and no longer fit the preferred companies guidelines.

Where can a person find comparison reviews and quotes for popular auto insurance companies?

Top Ten Reviews shows insurance rates as well as reviews from individuals on different insurance companies. There are reviews as well as average prices forcompanies such as Geico, Allstate, Progressive and State Farm. One can also inquire with their local insurance agent for the lowest rates available as they work with different insurance companies.

How can someone get auto insurance quotes from a large number of companies at the same time?

Quotes from several insurers at the same time can be obtained through a licensed insurance agent who sells policies from numerous companies rather than a single insurer. Numerous quotes can also be obtained online on websites such as Net Quote or Brainy Car Insurance Quotes.

What are the names of three different Mexican Auto Insurance companies?

ACE Seguros, ABA Seguros, and Grupo Nacional Provincial (GNP), are three different, high quality Mexican Auto Insurance companies that have shown stability and good customer service.

Where can a person go to find a listing of cheap auto insurance companies in Florida?

Most auto insurance companies insure vehicles in all states, so it is not indeed necessary to look for auto insurance only in Florida. The best way to find cheap rates is to pack out the free estimate information on sites like cheapautoinsurance, esurance, and of course the main companies that insure autos such as Geiko, Progressive, Nationwide, Allstate and others. Each carrier will be able to estimate rates for the state of Florida.

Where can a person go to find information on the best auto insurance companies in Michigan?

The website Michigan Auto Law designates the following four auto insurance companies as best: Auto-Owners Insurance Company, Home-Owners Insurance Company, Michigan Millers Mutual Insurance Company, and Grange Insurance Company of Michigan. Alternatively, the website iSeeCars has its own ranking of the top ten such companies, as determined by the number of complaints.

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What is the purpose of a company auto insurance?

Companies who offers car fleets to their employees should very consider getting auto insurance. This means that if anything were to happen to an employees car, the cost would not put strain on the company.

What companies suggest auto insurance?

The following companies suggest auto insurance: AAA, 21st Century Insurance, Nationwide, Progressive, State Farm, Allstate, Esurance, and Liberty Mutual.

What insurance companies can a person purchase auto insurance from?

A person can purchase auto insurance from many different insurance companies. Some of these companies include GIECO, State Farm, Travelers, Progressive, Liberty Mutual, and Nationwide.

What are some features of private auto insurance with the Patriot Insurance Company?

Some features of the individual auto insurance with Patriot Insurance Company include: competitive rates, prizes, comprehensive coverage, and superior service.

Who controls auto insurance companie?

Auto insurance companies are managed by a board of directors if they are a corporation which most of them are. They would also have a president or chief financial officer and other officers needed for their operation. If this is not what you mean perhaps you are asking about regulation which would be separate in each state of the United States. Each State will have a regulatory agency that regulate auto insurance companies such as a State Department of Insurance.

Who controls auto insurance companies?

Insurance companies are managed by corporate officers and a board of directors just like any other company. If they are a mutual company they are still managed by company officers. Insurance companies are regulated in each state by the Insurance Commissioner and the Commissioners Office. Depending on what state you live in the title of the regulatory agency may be different but all states have a agency that audits insurance companies. Companies can get in just as much trouble for over paying claims as the can for not paying claims that they should have paid.

Can you have Two different auto insurances on two different cars?

Yes you most certainly can. I am fortunate enough to have four cars in my garage and they are all insured with different insurance companies

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