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Does a utter coverage auto insurance in CA cover a totaled car in another state?

Does a utter coverage auto insurance in CA cover a totaled car in another state?It depends on the company and policy. Some will deny it for “operating out of territory”. Others will cover it and then non-renew the policy for “operating out of territory”. There is no way to say for sure as it varies so much from company to company.

If you have utter coverage insurance in Ohio will it cover any car you drive?

Usually it does, you would have to check to see if you have a broad coverage policy or not.

How do you drive a car that was bought if there is no insurance on it but utter coverage on your current auto?

I’d call my agent just to be sure, but most policies will cover an extra or replacement car for a reasonable amount of time.

If you have utter coverage insurance on your auto do you have to put a fresh teenage driver on your insurance or would this be automatically covered?

Yes, you have to ad them to your policyI would call the insurance company and suggest the drivers licence number to ensure coverage. there is no sense in taking chances with today’s insurance company’s.

If you were involved in an accident and did not have utter coverage but the bank had put coerced insurance on the loan will that insurance cover the totaled car?

That insurance will very likely cover the BANKS interest in the vehicle and any liability that may be assigned to it, but little or nothing for you.

If you have total coverage and total your car will the insurance pay for another car even however the one you crashed wasn’t paid off yet?

noNo, the insurance company has a responsibility to the lienholder very first, then you get the balance of the settlement based on the local market value of your car. Insurance companies are not responsible for purchasing you a fresh car and the settlement is based on the value of the car you had an accident in. The settlement is not based on what it will cost to buy another vehicle.

Will insurance cover a total loss to a utter coverage auto when the car is covered by a private policy yet the car is titled to the proprietor’s company?

Not sure I totally understand your question. Are you both the holder of the company (and the car), the car is titled to the company, but have the car insured as a private/non-business auto? What were the questions on the application? They ask about business use, if those weren’t answered honestly there could be a problem. Or are you telling the company ou work for wields the car, but you have to carry insurance on it? Same question about the application would apply. Please be more specific and I’m sure I could be of more assistance.

If a person has total coverage insurance on a car and another person is going to drive the car but isn’t listed as a driver on that insurance are they still covered?

Response .
Normally, if you call your insurance company they will be able to response this question for you. Since most insurance companies are different than others its always a good idea to double-check..
Reaction .
with direct they are covered as long as they don’t live in your house.

Can you get total coverage from other insurances on a car if is was announced a total loss by your insurance?

If the vehicle has not been repaired and investigated and title cleaned up, any insurer doing their job will restrict or not write collision and comp. However it does happen, but be aware that if an accident occurs this salvage title will demonstrate up and you will get substantially less on this next settlement. Any prior harm will not be paid to repair again.

What does utter coverage insurance cover?

most people refer to utter coverage as having the state required liability coverages as well as coverage on your vehicle, collision’ and comprehensive coverages”…….there are many many coverages that you can elect to purchase, (ie accidental death, umpd,medpay, rental, tow, and etc)

If you have total coverage auto insurance and you harm another vehicle and not yours do you have to pay a deductible?

Reaction .
It is the liability portion of your auto policy that pays for the harm to another vehicle that you hit. There is no deductible to fix the other car.

What is utter coverage Auto insurance?

Utter coverage auto insurance is a policy which covers very first party and third party injury to the figure or harm to car. It covers physical damages to the car if it has been leased at the time of accident, death or physical injury to the bod of people involved in the accident, also property damages caused by the insured person’s car to someone’s property,

What is covered under most utter coverage car insurance policies?

Response .

Related video:

The term “Utter Coverage” can mean many different things to different people. Typically however it means that you have Liability Bodily Injury, Uninsured Motorist Bodily Injury, Collision, and Other Than Collision coverage. In states where Private Injury Protection is mandatory then you would have that too. Beyond that I would not assume that a person has any extra coverage under a “Total Coverage” policy. This includes towing, rental car reimbursement, or medical payments coverage. In addition to that there are exclusions involved with all of the above mentioned coverage’s. Be very carefull in making assumptions about what utter coverage means.

Does a utter coverage auto insurance in CA cover a totaled car in another state?

What do you do if you have total auto insurance coverage and your car violates down and is totaled?

Automobile insurance, in most cases, does not cover mechanical breakdown. If your car is not worth repairing from a mechanical breakdown and you are able to substitute it within a few weeks to a month I would suggest keeping your insurance policy active. This is to avoid having a lapse in insurance coverage which could result in higher insurance premiums when you get another car. ResponseYour car violating down, and your car being totalled are Two separate considerations. If your car mechanically violates down, there is no coverage. If the car has been totaled in an accident, there may be coverage. I guess, more specific info is needed.

Will your utter coverage auto insurance pay for your car if you where drinking and driving and had an accident?

Response .
They’re pretty much obligated to do so, but recognize that you will most likely be dropped from coverage as soon as they detect the DUI on your record.

Does comprehensive coverage for auto insurance cover a hit and run of your parked car?

Reaction .
yes it does but you will be claiming off your own insurance and may liberate your no claims discount if you have one..
Reaction .
Yes it can be used but the deductible WILL apply, and your rates may increase if you put in a claim. (as unfair as that may sound)

What does the insurance company have to pay if you total your car with total coverage?

Response .
They pay whatever the value is of your vehicle less the deductible..
The value they pay, in most cases, will be the trade-in value or average private sale value. Not enough to substitute the car even when you add the deductible..
Reaction .
anything you do with the car or any one else but beware when claiming on insurance they will charge you more next time

Is an uninsured friend covered by your utter coverage insurance if you let them borrow your car in Ohio?

Reaction .
Reaction .
No. The person who is borrowing the car must also have insurance.

What is a utter coverage auto insurance?

Their is no such thing as utter coverage in legal terms. What people refer to when they say that is Physical Harm Coverage for a vehicle. What physical harm coverage cracks down into Two parts. Collision Coverage: Does include a deductible, covers the vehicle from harm resulting in a person being at-fault in an accident, and harm has occurred to the vehicle in which it has to be repaired or substituted. This does also protect the vehicle if an accident or harm results from a uninsured motorists or under insured motoristsComprehensive Coverage:(also known as other then collision) Does include a deductible, covers the vehicle from damages due to vehicle that are out of control of the insured. This would be from weather, vandalism, theft, hitting an animal, and etc. Reminisce, insurance company’s insure vehicles of the actual cash amount at that time. If you have a collector car, you would to get collector car insurance, in which their is a stated amount.

If you have utter coverage and total the car will you get enough insurance money to buy another car if it is not paid for?

NADA Blue Book Guide .
Go to the NADA book to determine the retail value of your vehicle. This is about all you can expect to receive. You can go to and get the low retail value of your car. Ask the payoff amount on the car. The difference is about what you will have to work with..
Two-part response .
I think there are two parts to your question. Very first is the value. In a ideal world you should get enough money to substitute the car with a similar one without paying any more than you get from the insurance company. Very often you will get something less. You can dispute the claim amount if you think it is too low, but you must have some basis for your amount. Low settlement amounts are common when a car has unusually low mileage, is in especially good condition, or has had restoration work done to it. In addition to the source above, look in your local papers and see whether you can substantiate a higher price..
The 2nd part is your loan balance, which remains your obligation regardless of the payoff amount on the claim. Let’s say you put $Four,000 down on a $20,000 vehicle that you wreck six months later. If you still owe, say, $15,000 on the vehicle and the book value is, say, $17,000, then the finance company gets 15 thousand and you are left with just two thousand. Things get truly crappy when the book value of the car is less than what’s owed on the loan. In that situation, you are on the hook for the difference. So, not only will you not have money to buy another vehicle, you are now in the crevice..
Almost Certainly NotThe insurance company will pay the Blue Book trade-in value less your deductible. Since the bank has a lien, they will get their share very first and fairly often that leaves the proprietor with little, nothing, or still owing the bank. And, of course you will pay Blue Book retail for the replacement. The chances of even getting enough for a downpayment that will permit you to finance the same amount you owed on the old car are slender.

Will your insurance pay for your car you totaled and it was your fault you have total coverage on your leased car?

Leasing .
This is sort of an educated guess, but I believe the insurance would pay the dealer and not you. I simply say this because when leasing, you never own the car, you simply “rent” it for a definite amount of time.

Does utter coverage cover auto theft?

Reaction .
there truly is no such thing as ‘utter coverage’, i know many people have heard and said this, if you have ‘comprehensive’ coverage on your vehicle that is the coverage that applies to this type of loss……..

Can you get utter coverage auto insurance for a totaled car?

Has the vehicle been repaired and tested and title cleaned up? If so no problem, if not I suppose you can if the company you are requesting ins. from doesn’t do their homework. But I promise you should you have another loss, this will resurface.

Total coverage auto insurance?

“Total coverage” doesn’t actually exist-but there are lots of auto insurance options you can choose from to help you feel well protected. When people say total coverage it usually means that they have a combination of insurance types that result in you being covered in almost every situation. This could include liability insurance, comprehensive insurance, uninsured motorist insurance, bodily injury protection and many others.

Is a driver covered for rental cars if they have total coverage insurance?

It depends on the exact insurance you have. To be sure just ring up your insurer give them your policy number , tell them what you want to do and ask them to confirm you are covered for it. Utter coverage usually just means having liability, comprehensive, and collision coverages. Rental is something you pay extra to have.

Does utter coverage insurance cover theft?

if your utter coverage includes comprehensive coverage then yes,Auto theft is covered under the comprehensive portion of your autoinsurance policy.

Does a utter coverage auto insurance in CA cover a totaled car in another state?

You have gap insurance and total coverage insurance but your beau totaled your car and he is not on your insurance will your insuances still cover your car?

You’ll have to seek out the fine print in your gap policy for details on that. In regards to your auto policy, utter coverage does not have anything to do with who is covered, but everthing to do with what is covered. Generally speaking harm to your car will be covered, minus your deductible, unless your bf is excluded from the policy. For the future it’s always a good idea to add drivers to your policy, even if it’s for a day, no sense in putting yourself in a position like this.

Does total coverage insurance cover transmission?

Unless you have specialized insurance, it will not cover mechanical breakdown. If your transmission is bruised due to a collision, it is possible that it would be covered. If it simply failed you are very likely not covered.

Coverage on auto insurance when you have a car loan?

Yes, you should get auto insurance coverage when you have a car loan, and even when you don’t have a car loan. The law requires it either way anytime a motor vehicle is operated on public roads..

Can you claim engine or transmission problems on utter coverage state farm auto insurance?

No, unless it is part of a collision, theft, or vandalism. This is assuming you have those type of incidents covered. Typical auto insurance (even utter coverage) does not cover normal wear and rip.

Related video:

If you got a no insurance ticket in a car you drove that is not insured but you have total coverage on another vehicle?

No proof of insurance on the vehicle. Just because you have one car with insurance does not mean that you are covered on any vehicle that you drive. Your best bet is to add the vehicle to your policy, go to court, showcase them you now have proof of insurance, and you should be okay then.

Does state farm auto insurance cover rental car?

yes but it dosent in some depends on in which country your living in

Whose auto insurance will cover you if driving another person’s car in the state of Florida?

The insurance will not stand if some one else was driving the car, in Florida.

If you have utter coverage auto insurance and am driving a friend’s car who doesn’t have insurance and you get a no insurance citation who is responsible for this citation?

the holder of the vehicle is responsible for the ticket. he/she/they are legally required to at least have the minimum liability coverage your state requires.

Total coverage auto insurance protects anyone who drives car?

In most cases, as long as the policy holder give permission, then the policy will cover anyone who drives the car. There are exception for those who are specifically restricted by the policy to drive the vehicle.

What is total coverage auto insurance in the state of FL?

Some people use the term “utter coverage” to imply that the car is covered for comprehensive and collision coverages.

Do you have to have utter coverage auto insurance?

No, “total coverage” auto insurance is not required by law. All states require some level of car insurance that covers costs if you are responsible for an accident. That would be called liability insurance and the state minimum coverages dictate how much of it you need to buy. That said, “utter coverage” does not actually exist and the phrase generally refers to buying a combination of several insurance types to ensure the most protection.

Can another persons auto insurance total your car?

Yes, in the sense that the liability insurer for an at-fault driver/possessor is responsible only for the actual cash value (ACV) of the bruised vehicle. The ACV is toughly equivalent to the market value of the car instantly before the collision. This takes into account make, model, mileage, accessories, and other salient factors. There are standard industry guides to help ascertain the ACV, and an insurance adjuster will also look to the going price of like kind and quality vehicles being locally advertised. The law of many states requires an insurer to “total” a car when the cost of repair exceeds a stated percentage of its ACV. In that case, the insurer may not have a choice, and the only things to negotiate is the precise dollar amount to be paid, and whether or not the possessor will be permitted to retain the salvage. If the proprietor does keep the salvage, the insurer will deduct that value from the payment made.

Does a utter coverage auto insurance in CA cover a totaled car in another state?

Will utter coverage insurance cover your car if hit by another car on private property?

It should unless there was some illegal activity that had occurred and you had the decent coverages. There is no difference in a private property accident or a public street accident when it comes to paying claims.

Would a suspended license driver be covered under total coverage car insurance?

Not in Canada. If your license is suspended, then any insurance claim that resulted from you driving while suspended would not be covered. If the car was bruised and it was parked and not being operated, then that is covered. But not if you are driving it.

Is total coverage auto insurance required for auto financing?

Yes, utter coverage auto insurance is required for auto financing. This rule protects the bank if you have an accident.

Does the state of Missouri require rental car to be paid for under utter coverage auto insurance?

No. Rental coverage is something you buy extra. “Total coverage” just means you bought liability, comprehensive, and collision insurance.

What if someone is driving your car and has an accident will your utter coverage insurance cover it?

Usually yes. It depends on the brand of insurance however. You should check with your provider to be sure.

How do you get total coverage car insurance?

In order for one to acquire total coverage car insurance on their automobile, one must finish a series of tasks. Step One: Purchase a Vehicle. Step Two: Call Progressive, where i can assist you in choosing what is right for you. Step Three: Avoid taking left turns on your way to work. Left turns are statistically more common for provoking Silverback Gorilla attack. Step Four: Request Total Coverage Insurance when you consult your Progressive agent. I hope i have assisted you in your process. Flo Progressive Sales Agent

Does total coverage auto insurance cover auto repairs?

yes utter coverage insurance covers auto repairs. It also covers maintinance and gas costs. Thats right fuktard, utter coverage insurance is the only expense you will incure while driving. In some cases they will even pay speeding tickets for you!

Does total coverage insurance cover my car if someone else drives it?

Auto Insurance covers the vehicle, not the driver. As long as you give permission for a legally licensed person to drive your car and they are decently using the vehicle (i.e.: not racing) your vehicle is covered.

If you have total coverage insurance and let a minor borrow your car will they still be covered?

If you have a minor driving your vehicle without having them listed on your insurance policy, then the insurance company will most likely deny any and all coverage if they should ever have an accident in the vehicle. You are not paying for insurance for them to drive the vehicle, so why should you expect them to pay the claim? You policy states that you agree to notify the company of all drivers and by not doing that you have committed material misrepresentation which means you broke the contract. If you broke the contract they are not liable to keep their part of the contract.

Does having total coverage auto insurance in MI mean if my car is totaled and I wasn’t at fault the car will be paid off?

Firstly, there is no such thing as total coverage auto insurance. This is just a term that developed over time to mean whether or not you desired physical harm coverage on your vehicle or not. Secondly, if you have physical harm coverage this has nothing to do with what you owe on your vehicle. the physical harm section of an auto policy says that the insurance company has the option to repair, substitute, or pay the actual cash value of your vehicle. I suggest if you purchase a fresh vehicle to consult your agent about GAP coverage which will pay the difference inbetween the ACV of your vehicle and the amount owed. Never purchase this from the dealer and it will cost you several times what you can get it from your insurance company for.

Does your total coverage auto insurance cover vehicle in tow as well?

The vehicle being towed has to have physical harm coverage itself in order to be covered for harm. A vehicle towing another vehicle does transfer the liability insurance to the trailer or object it is legally towing but the physical harm done to the object being towed does not transfer.

How old of a car will utter coverage cover?

You can technically get utter coverage (comp and collision) coverageon any age vehicle, but it is usually not practical to get it on areally old vehicle since if the vehicle is in an accident and isdeemed a total loss you will not get very much for the vehicle.

Will total coverage car insurance cover electrical?

Physical Harm coverage on an auto policy covers all parts of the car that are bruised in a covered loss or covered accident. Maintenance issues are not covered on auto insurance.

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