Comprehensive Liability Insurance means protection against claims of property harm or private injury when filming on public property. This is a very accurate definition.
What are the definitions for liability insurance medical payments insurance uninsured motorist comprehensive and collision for auto insurance?
Liability insurance: The coverage found on any auto policy that treats harm you cause to another person’s property, either directly or indirectly with your car..
Medical Payments Insurance: Can be either Medpay or PIP. PIP — or “individual injury protection — is required in many states, and essentially treats your medical bills in an auto accident, regardless of who is at fault. (summary:will re-attach your fingers if chopped off in a accident).
Uninsured Motorist: Can be for either property harm or bodily injury, and essentially makes your carrier step in when the at-fault party is either uninsured or doesn’t have enough coverage to treat all your damages. Most people have UMBI (for bodily injury), and mistakenly believe it covers property harm to their cars as well. It doesn’t. (summary:will pay for your loss of income as you are an architect whos fingers were cut off and had to miss work for two months while in physical therapy).
Comprehensive: A voluntary coverage that, along with collision, constitutes “total coverage” on a vehicle. This is for “non-collision” type accidents, even when you collide with an animal. Essentially, it’s to protect your car when you aren’t at-fault for a loss. Includes coverage for hail, flooding, etc..
Collision: Another voluntary coverage, which treats collisions or overturns involving your vehicle. This is triggered whether you’re at-fault or not for a loss, in that it’s specific to your vehicle colliding with another object or overturning.
How do you determine when to only have liability insurance instead of also comprehensive?
What does comprehensive auto insurance cover?
How can one get premise comprehensive general liability insurance so one can get a satellite dish installed in your apartment. management wants tenants to get that insurance?
Renters insurance is inexpensive and suggested by most insurance companies. This policy would cover your individual property in your apt, including the sat dish, in case it was stolen, bruised by storm or fire, etc.
What is collision and comprehensive on an auto insurance policy?
What does auto comprehensive insurance cover?
Comprehensive is Fire, Theft, and Vandalism (and also if you collide w/ an animal)
What is comprehensive insurance?
Did commercial general liability insurance substitute comprehensive general liability insurance?
A comprehensive policy would be one where a business holder (BOP) might purchase with a pre-set group of coverages, exclusions, and boundaries..
Actually, the term “Comprehensive General Liability” was substituted in 1986 with the term “Commercial General Liability.” They are essentially the same policies.
What is comprehensive auto insurance?
What is public liability insurance and how is it different from general liability insurance?
Does comprehensive insurance cover an exploding battery?
depends on what caused the battery to explode…..should cover the ‘insueing harm’ caused by the battery explosion……..
I’m afraid I have to disagree with the absoluteno , andnor resulting harm, i do agree your insurance policy doesn’t cover defective, or worn out parts/equipment, however, in MOST cases the ensueing harm is covered….ie you have worn out tires, a deepthroat out occurs putting you in a ditch….tire isn’t covered but the resulting harm is…another example, you have a vehicle fire, due to an exposed wire, the ensueing fire harm is covered….what causes most vehicle fires? cut-offs…..(one more), your brakes go out and you hit three parked cars…are you telling the policy wouldn’t cover (with collision coverage) the vehicle or the parked car? absolutely not…coverage would apply..of course your policy states unexpected and accidental and also are exclusions for wear/rip and deteroriation…..but i have never in my twenty years as an adjuster (not an agent) NOTseen this ensueing harm covered…….of course, if a person is aware of a neglected dangerous hazard with their vehicle and intentionally doesn’t take care of it, we’ve opened an entirely different topic…..(same with , i knew that tree in my yard was dead and should’ve had it out years ago, before it fell on my neighbors house), and of i course agree that your policy isn’t a ‘vehicle maintenance policy’ albeit many insureds seem to think so….ha ha….again, i haven’t seen people canceled or non renewed for that……..the claim is denied………. end of story……..i think it is significant to mention that all states are different, there may be some policy wording in some states that are not in others…….let me say the above Iknowapplies to MO